Through Electronic Check Representment (RCK), we convert the check into an electronic transaction and collect by debiting the customer's account. This method is used for collecting checks returned either as insufficient funds or uncollected funds. 

The customer avoids the embarrassment of receiving collection phone calls at home or work, and isn't bothered with collection notices in the mail. Your customer will not have to mail a money order or bring in cash. This is the simplest, fastest, and most customer-friendly way to collect the majority of your returned checks.

For checks that are ineligible for the RCK program, (Account Closed, Stop Payment, Refer to Maker, etc.) Check Connection uses traditional collection methods. Collection efforts are started immediately and an organized, systematic approach assures the highest collection rates are achieved. 

We realize that even your best customers may make an occasional mistake and have a returned check to your store. Our professional collectors will courteously handle the collection, and make a difficult situation less stressful for them. We realize these are usually honest mistakes made by honest customers, and will treat your customers respectfully.